Gone are the days when insuring electronics seemed to be something absurd and meaningless. Nowadays, having this protection is essential to ensure the durability and safety of your favorite electronic devices.
But which one is really worth taking out this type of insurance?
If you have ever asked yourself this question and have not come to any conclusion, then know that in this post you will find the answer you are looking for.
In this post we will show you the importance of insuring electronics and which appliances or equipment is worth taking out insurance like this.
In addition, you will also find out about some precautions you should take when signing up for electronics insurance.
Why is e-insurance important?
It may not seem like it, but insurance for portable electronic devices is nowadays the most suitable solution for protecting electronic devices and equipment against harmful actions that usually happen in our daily lives such as theft, electrical damage and even partial breakage of the device. .
Even though some devices have a factory warranty, we know that it does not cover all incidents that may occur with this type of product.
When a product has a manufacturing defect, it is covered by the factory warranty. However, the same does not happen in cases of robbery, theft and external damage.
Therefore, ensuring electronics insurance for your devices is very important, especially if you want to rely on them for a long time.
Which appliances is worth taking out electronics insurance?
Basically, the devices that most need this type of insurance are cell phones, computers, notebooks, cameras and camcorders and other mobile devices such as tablets.
Most of these devices usually accompany the user in several places. And it is in this context that there is the danger of, for example, a robbery or theft, or even the device falling and breaking because of some accident.
In such cases, when electronics insurance is available and depending on the coverage, the repair of the device is promptly carried out and you do not have to spend on buying a new device.
In addition to the devices listed above, others can also be part of the list of essential electronic equipment to have insurance. Try to consult an insurance company that offers this type of service and see which electronic devices it covers within this type of insurance.
Cautions when insuring electronics
Among the main precautions you should take when taking out electronics insurance are:
- Pay attention to the value of insurance
Generally, the value of this type of insurance varies around 5% to 20% of the value of the electronics. Therefore, depending on the device you want to protect, you may pay more or less for insurance.
But in general, the tip is always to consult the insurance company and see what plans they offer for electronics insurance.
- Understand the contract well
Before even signing with any insurance company, try to get to know and better understand the insurance contract . See how it works, what benefits this type of insurance can offer and what it actually covers.
- Choose the best insurer
As adherence to electronic insurance is on the rise, many insurers have started to offer this type of insurance in their service portfolio.
Therefore, analyzing the insurer well to ensure good insurance is important. Check the references and advantages that each insurance company offers. This way you will have a better idea of which of the options on the market is the most suitable and safe to meet your needs.
Did you like the article? Now you know the importance of purchasing electronics insurance and which ones should be covered by this type of insurance? Leave your comment below and let us know what you think about it!