I caused a traffic accident! And now?

Unexpected events are part of our daily lives, whether good or bad. In the case of the latter, a traffic accident is an example of what can go wrong in the daily lives of many people. Whether behind the wheel or as a passenger and pedestrian, it can happen and you need to know how to act at a time that demands calm and attention.

With that in mind, in this post we separate some tips to let you know more about this subject, teaching you what to do in the main types of traffic accident.

Check out!

What to do in case of a traffic accident without personal injury

You were driving on a busy road and in a split second you saw that the light turned red. He even managed to brake sharply, but ended up hitting the back of the car in front of him. And now, what to do in a situation like this?

Well, this type of traffic accident is quite common and can be resolved “quickly”.

First, you must place the cars on the shoulder so as not to disturb the flow of this road.

There is no legal problem with getting it out of the way, unless there is conflict on both sides about how to resolve the issue.

Activating the transit service and the insurance company

Another alternative is to place a safety triangle at some distance, leave the lights flashing and call the military police (PM – Telephone 190) or the traffic service (telephone 153, next to the Municipal Guard). If you have car insurance , call your broker or the insurance company directly to call a tow truck to remove the car from the location.

Since you were the cause of the traffic accident , then the ideal thing is that you ask for the data of the other driver involved in the accident, in order to compensate for the damage caused to your vehicle and, if possible, take pictures of the damage caused to the third party and to your vehicle. .

Notify your insurance company about the damage you have caused and activate the traffic accident protection that is included in your insurance package.

Be sure to also ask the other driver if he has auto insurance . If so, the problem can be solved more simply.

In case of disagreement between the parties, make a BO

If the other driver is not satisfied and dialogue is not enough, file a police report (BO) at the same location. This can avoid a fight or even an unnecessary lawsuit.

In addition, this document is necessary to start the indemnification process by the insurer and to start looking for a mechanic shop that is accredited in this agreement.

You must call the PM or the Department of Traffic in your city to file the incident report. If you do not have a quick response from these two agents, there is the possibility of trying to do the BO online by cell phone, on the Military Police website.

When writing it, try to describe the accident in as much detail as possible and do not omit any information.

Then, you can call the insurance company to send the car for repair at one of the workshops registered in your system, if you want.

Repair of damages in an establishment not linked to the insurance company

However, the other driver can choose to have his car repaired in a workshop he trusts or even in an authorized one from the manufacturer, if the car is still under warranty.

In this case, if the third party’s car is under warranty, he can carry out the repair at the manufacturer’s authorized, and if the third party’s car is not under warranty, he can carry out the repair in a trusted workshop as long as the workshop issues an invoice. of the services provided and use original parts, in addition the values ​​must be equivalent to the type of service provided.

 Traffic accident with bodily injury

There is a bit more complexity involved in this case. But again, you should keep your cool as much as you can and follow the instructions below:

Accident with injured victim

If anyone is injured, do not move the car under any circumstances. In the same way, try to leave the car lights flashing and place the triangle to signal the traffic accident . Do this as fast as you can.

Then, while checking the victim’s health conditions, you should seek medical help (SAMU – Telephone 192 or firefighters – Telephone 193) and provide as much detail as possible about the victim’s condition. You shouldn’t touch it, as any wrong move can cause your health to deteriorate.

Once that’s done, all you can do is wait for medical help. In the meantime, try to have a conversation with the victim in order to calm them down and make them conscious.

Traffic Accident: Prevention is better than cure!

Traffic is an environment that demands a lot of care and attention from drivers and pedestrians.

However, as much as you take the necessary precautions on a day-to-day basis, you have to think that traffic is done together and, unfortunately, you cannot control the behavior of other people.

In addition, several external factors influence the occurrence of a traffic accident , such as unfavorable weather conditions, poorly maintained roads, among others.

Therefore, you can take some measures to help you in case of a traffic accident . One of them is the adoption of car insurance .

This service protects your car from various problems. In addition to the damages of a possible traffic accident (in which you are the victim or the causer), it covers thefts, locksmiths, mechanics, towing to the workshop or residence, changing tires, lack of gasoline, among other perrengues that you may come across. to face.

In addition, it is worth remembering that this type of situation can happen at any time, even on a vacation trip, far from the city where you live.

And in the event of a traffic accident , an insurance company will be much more helpful and efficient than calling a family member or friend miles away from you.


We hope that this guide has been useful for you so that you will be more informed about what to do in the event of a traffic accident from now on .

We understand that the situation is not simple, but try to remain calm and seek help as soon as you can, calling your insurance company or family members who can help you. Take care of yourself!

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